• November 16, 2017 /  Finance & Invesment
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    Here is a short summary of the MSc International Banking and Financial Studies masters degree course offered by the Management School at the University of Southampton to help would-be students to decide whether it is the course for them.

    This International Banking and Financial Studies masters course aims to develop students’ existing skills through advanced study in the areas of banking and finance, with a particular emphasis on the international context in which these activities occur.

    The International Banking and Financial Studies masters programme gives you a coherent theoretical framework for the various subject areas, although the emphasis throughout is on the practical application of financial techniques in the modern financial services environment.

    Southampton Management School has an excellent international reputation for the analytical study of management and business. Studying the MSc International Banking and Financial Studies masters programme will introduce you to new concepts and knowledge, which can make all the difference in the job market.

    At the Management School, all our degrees are taught by research-active academics who are also directly tackling business challenges outside the seminar room and putting theory into practice every day.

    The International Banking and Financial Studies masters degree course is led by Dr. Gerhard Kling, who is a senior lecturer in Finance at the University of Southamptons Management School.

    Gerhard received his PhD in Economics from the University of Tuebingen (Germany) and joined Utrecht University (The Netherlands) as Assistant Professor of Finance and Financial Markets (2004-2006).

    In 2006, he went into the private sector and worked as Practice Specialist in Corporate Finance & Banking (McKinsey & Company, Germany) (2006-2007). Then he returned into academia and joined Bristol Business School (UWE, UK) as Senior Lecturer in Strategy (2007-2009).

    In 2009, Gerhard was promoted to a Principal Lecturer in Strategy and Operations Management (2009-2010). On 1st October 2010 he joined the University of Southampton as a Senior Lecturer in Finance.
    Southampton Management School has an excellent international reputation for the analytical study of management and business. Studying an MSc Management masters degree, or other postgraduate option, will introduce you to new concepts and knowledge, which can make all the difference in the job market.
    All our degrees are taught by research-active academics who are also directly tackling business challenges outside the seminar room and put theory into practice every day.

    To find out more about this International Banking and Financial Studies masters degree go to www.southampton.ac.uk/management

  • November 15, 2017 /  Banking & Money
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    If one becomes an investment banker, then one will always have to deal with money. The important criterions for investment banking jobs are managing money, investing money, and also trading money by means of bonds. With the proper training of business, one may find a position for oneself in this type of money market. For investment banking jobs one should search for bigger type of companies situated in financial capital of globe to seek one-s position in the reputed ones. Companies like Merrill Lynch and many other reputed names comprise this sector, those of which extends investment services for the big type clients like governments and multinational corporations.

    One should concentrate one-s job searching endeavour for the investment banks of regional nature that conducts their business in the middle markets. One-s skills as the investment banker can be utilized in these types of jobs in a small degree, in the form of assisting investors individually and guiding small businesses advancing financially. One should contemplate for job searching for some boutique firms to work in favour of one if one has specialized type of interest like financial analysis or bond trading. These types of firms are smaller in type and extend very specialized nature of services so that one-s capability suits the job type precisely prior to one-s submitting of application. For being conversant with investment banking jobs, one should utilize published resources from reputed institutions of financial education like Harvard Business School for identifying firms in which one may like to work.

    One of the main features of international banking jobs is Offshore Banking. In offshore banking clients are helped to perform financial transactions by means of bank accounts of corporate both confidentially and securely outside the country of incorporation or residence. If prepared in right manner, clients are benefitted legally from international banking of tax exemption. Offshore banking is secure, reliable and stable. In addition, an offshore bank account in Hong Kong and Singapore have good image. Clients contemplating offshore banking with corporate type of bank account become benefitted by way of adequate protection in case of instability.

    India is being projected as the next economic superpower immediately after United States and China. India has always been major investment destinations from abroad and it has turned into most attractive market having high potential. Many multinational companies showed great interests for setting up their businesses in India because of multifarious opportunities. Presences of large number of industries ensure more employments for the job seekers at different sectors among which Banking industry is certainly a vital sector. For the last few decades, India is showing tremendous improvements in the perspective of its GDP growth and overall economic situations and for this reason Banking sectors have made great contributions to achieve this feat. Owing to this reason, scope for banking jobs in India has increased manifold.

    Latest Information about Bankingjobs

  • November 15, 2017 /  Trade & Franchise
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    The Federal Trade Commission has finalized a policy statement clarifying that the agency will not take enforcement action under the Fair Debt Collection Practices Act (FDCPA) or the FTC Act against companies that are attempting to collect the debts of deceased consumers, if the companies communicate with someone who is authorized to pay debts from the estate of the deceased.

    The policy statement also emphasizes that debt collectors may not mislead relatives to believe that they are personally liable for a deceased consumer’s debts, or use other deceptive or abusive tactics. Family members typically are not obligated to pay the debts of a deceased relative from their own assets. The FDCPA limits whom debt collectors may contact after a loved one has died to people such as the deceased person’s spouse and the executor or administrator of the deceased person’s estate.

    Since the FDCPA was enacted in 1977, state probate laws have changed, and now, less formal procedures often govern the appointment or selection of those who are responsible for the disposition of the estate. In many instances, there may be no formal executor or administrator of an estate. In the enforcement policy statement issued today, the Commission seeks to reconcile the FDCPA’s requirements with current trends in state probate law.

    In keeping with the FTC’s October 2010 proposed policy statement the final policy statement specifies that the agency will not take law enforcement action under the FDCPA if a debt collector communicates about a deceased person’s debts with that person’s spouse, the executor or administrator of the deceased person’s estate, or anyone else who is authorized to pay the debts from assets in the estate. The final policy statement also: Describes how debt collectors may communicate with family members and others to locate someone who is authorized to pay the deceased person’s debts from the estate, and specifies that collectors may not mislead individuals into believing that they have the authority to pay the decedent’s debts when they do not. Specifies that, in seeking to locate someone who is authorized to pay the deceased person’s debts from the estate, collectors may not reveal or refer to the debts, but may say they wish to discuss payment of the deceased person’s bills. States that in keeping with the FDCPA’s prohibition on unfair, deceptive, or abusive collection practices, debt collectors may not contact family members and others at unusual or inconvenient times or places. Emphasizes that, in communicating with someone who is authorized to pay the debts from assets of the deceased person’s estate, collectors must avoid creating the misleading impression that the individual is personally liable or could be required to pay using his or her own assets, or assets held jointly with the deceased person.

  • November 15, 2017 /  Trade & Franchise
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    You go to the trouble of doing a trade show to get business exposure. You want more business, and more revenue coming in. To get the most benefit out of the trade show you want to attract a large amount of people to your table. If you don’t manage to have a constant and steady flow of people to talk to then you are missing out on some of the possible connections.

    If you are new to doing a tradeshow then there are three keys to having the best tradeshow booth and these things will ensure that you have the best possible turn out at your booth.

    STAFF – Your staff must look professional and should be wearing your logo. This can be accomplished by the use of promotional pins, if promotional attire is not an option. They must be well trained in speaking to people with a full knowledge of your business and its purpose. The overall appearance of your booth has everything to do with your business presence at a tradeshow.

    Promotional merchandise is extremely important here. The things that you give to attendees will be what also attracts many of them to your table. You need these items so that people have a way of remembering your company information. If you do use items that people find useful in their daily life they will be very likely to keep them.

    Your area or booth needs to look uncluttered and tidy. It should have drapery and table covers that have your logo and are matching with company colors. You want to have a few of your fine promotional items showing so that people can see the good stuff that you are giving out. But keeping it simple looks good and will draw people.

    You need piles of decent promotional merchandise to use as giveaways for your trade show. Large reusable promotional bags are a great way to get attention throughout the event.

  • November 15, 2017 /  Entrepreneurs
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    Managing once business is not easy, you have to be creative and flexible to become success. Its about create ones life as it is about making a living. It takes time, courage and determination to become a successful entrepreneur. There are a lot of ways to become one of the successful entrepreneur, these ways are proven to some people who achieve their goal. Check if you possess one of them:

    Discipline yourself. Adam smith once said, Do what you should do, when you should do it, whether you like it or not. Self discipline is the most important traits to success. You have to be strong in every step that you and this will lead you into some kind of satisfaction.

    Have Faith. If you do it very easy, then youre not doing it right. If you do it hard, then you are doing right. Some entrepreneurs suffered failure and defeats, even bankruptcy, yet eagerly stand up to make it big in their fields. If you have faith, nothing can stop you. You must learn to pick yourself up to start all over again. You have to learn some experience that can teach you a lesson which wakes you up from a suffering.

    Work Hard. As many success people do, they actually work harder and harder. No one achieves goal just by simply waiting for a chance and sitting in the chair thinking every single day. Working hard will be easy if you have a mission and vision in your life. Erase all temptations that could distract you determination to become success.

    Focus on your strength. Each of us has strengths and weaknesses. To be more effective, you have to know your strength and concentrate on it. You will become more successful if you are able to connect your efforts to areas that you do best.

    Eagerness to learn. You dont have to be a degree holder or a PhD graduate to succeed in your own business. In fact, there are a lot of entrepreneurs are degree holders. Some didnt finish college. These people reached their full potential achieved their financial and personal goals in business because they are willing to learn. To be successful, you must be willing to ask questions, this will help you to gain more knowledge to some experts. You must be interested to every detail, because that would serve as the new knowledge to reach and fulfill your goal. Willingness to learn is one of the most important in doing business.

  • November 14, 2017 /  Trade & Franchise
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    When it comes to stock trading the best place to do it is online through an online brokerage. The nice thing about trading stocks online isn’t just the lower trade fees but also the many advantages you will have as a trader. Something most people don’t understand about trading stocks online is how easy it is due to all the software, charts, and help you get from the team of experts from that particular online brokerage. Advantages of trading online Learning – If you have ever used an offline broker then I bet you don’t learn too much about stocks, right? The reason you won’t learn that much is because the broker you have is most likely just giving you advice on what to trade without any help from you. The great thing about trading online is that you get to learn what stocks are good and which ones are bad from all the software that the brokerage gives you. Speed – One of the things that you never get to experience using an offline broker is the speed in which trades are executed. Using an online broker normally means that when you trade during the day your trades will be filled within 10 seconds. Using a offline broker normally means that your trade will be filled within minutes as opposed to seconds. Trading activity – Something that you never get from an offline broker is the trading activity over a certain period of time. The nice thing about an online broker is that you can get your trading activity within seconds and you can get any trading activity you have ever made under that account. Better software – Another thing that you get access to is much better software than some offline brokerages. The nice thing about getting access to all this great software is that you can easily track companies and determine when it is a good time to act on the trade. For some people using software seems to be much harder than they had originally thought but in reality once you learn how to use it there is nothing to be afraid of.

    Always remember that if you want to make money with stocks then you need to have the proper stock trading training.

    The author of this post is also the creator of a new lumbar support cushion.

  • November 14, 2017 /  Finance & Invesment
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    Home loan modification is a term used to determine a process that you can go through whenever you are burdened with paying off your mortgage. This process is used by a lot of people, because it allows them to modify the terms of their mortgage, making it favorable for both the lender and debtor.

    Believe it or not, there are millions of property owners who are having problems when dealing with their mortgage. Some people even resort to filing bankruptcy, which should only be used when all available methods have failed. Home loan modification is rapidly becoming popular among mortgage holders, because it helps them ease the terms of their mortgage without damaging their reputation as debtors.

    Applying for a home loan modification has a lot of benefits like reducing the interest rates that are being charged to you monthly, reducing your principal balance, you can also change the terms from adjustable mortgage to a fixed mortgage rate, and you can ultimately increase the duration of your loan.

    If you are going to ask a bank, they will never advise you to apply for a home loan modification due to obvious reasons – they will earn a lot less if you are paying under a modified term compared to paying for your original mortgage terms. This is also the reason why there are a lot of mortgage holders who are not familiar with this method.

    A typical modified loan takes 30-90 days to complete and make sure that you are paying all obligations during that time. This will slightly increase your chances of getting the loan modification approved. You also need to keep all the documents and statements that you have received from your lender because these documents are often required when applying for a modified loan.

    If you are looking for a company that will help you apply for a mortgage modification, then you can start searching the Internet. There are a lot of companies who are willing to help people like you to ease the burdens of their mortgages. Just make sure that you pick the right company. Always look for the testimonials and feedback from past clients to determine whether a particular company is really capable of helping you with your mortgage.

    For detailed facts and essential tips about how you can be approved for a loan modification, visit this simple, easy to understand loan modification guide and resource:

  • November 13, 2017 /  Finance & Invesment
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    If you are thinking of modifying a child custody agreement, you should consult an esteemed Appleton child custody lawyer.

    An Appleton child custody lawyer can assist you in different junctures of child custody cases. This means you may also use their services when child custody modification is required. Are you not aware of the true meaning of child custody modification? If yes, then reading through this article is important for you. Here, we have discussed in brief the meaning of child custody modification and its components.

    About Child Custody Modification

    The term -child custody modification- is used to describe the act of altering the terms of child custody agreements. Requests for such modifications can be submitted by any one or both parents of the child in question. At times, the modification gets worked out privately and then submitted to court of law for approval. However, there are also situations when one parent is taken to the court by the other for requesting a modification. Alterations done to a child custody agreement is always supervised by the judge and he (the judge) ensures that the best interest of both parents is preserved.

    When a Child Custody Modification Is Required?

    You may need to file for child custody modification due to a wide variety of reasons. Two of the most common situations when request for child custody modification is submitted are when the child in question expresses his or her wish of changing custody arrangements and when one parent changes his or her location (for instance move to another country or state). Under certain circumstances, modifications might also be ordered by the court; for example modification might become mandatory if terms and conditions of the original custody agreement are violated.

    While determining the kind of changes to be incorporated in custody agreement both parties need to consider what would be best for the child in question. For instance, they should think about things like distance from school and places the child visits for an after-school activity.

    Can a Lawyer Help?

    Yes a lawyer can surely help you in making the right changes in the original child custody agreement. However, for that you must hire the services of an experienced and qualified Appleton child custody lawyer. If your friends and relatives cannot recommend any names, you should search the internet carefully for gathering names of attorneys working in your city and specializing in child custody cases. The legal expert you hire for this purpose should have thorough knowledge about the child custody laws in your state.

    Reading the reviews provided by the author is one of the best ways to gain necessary information on .

  • November 12, 2017 /  Banking & Money
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    Manifesting money is easy once you’ve fallen in love with it.

    Most people do not love their finances, because it’s in a negative state. Fall in love with money. Be clear about the amount of moolah you want to manifest. State it and mean it! It should not be how much you can earn, but how much you want to receive.

    Money is magnetic energy. You are a magnet that attracts all things via the signal you emit through your thoughts and feelings. To become a powerful magnet of prosperity, fall in love with money and believe that you have what it takes to attract it.

    Why People Hate Money

    1. They don’t have enough of it
    2. It’s hard to find and make
    3. It’s associated as the source of all evil
    4. The belief that they can’t be rich
    5. The belief that it’s the only source of happiness

    Most people are attracted to things they love; the same is true with loot. If you want to manifest riches, the first step is to fall in love with it.

    You may be thinking “Isn’t it true most people have very little or no funds at all?” If this is your BS (Belief System) this is the reason, why you haven’t fallen in love with money. You believe it’s not easily available to you.

    There are people who mistreat, behave and talk bad about those who have large sums of dough in their possession. In doing so, the Law of Attraction is reversed and works against them causing them to lose out.

    There is another group of people who associate this currency with evil. They believe wealth is the source of all evil and thus end up hating it. While there are others who even go to the extent of killing for cash.

    How to Fall In Love with Money

    1. Be clear about the amount you want to manifest
    2. Believe that you have what it takes to attract it
    3. Know it’s needed to live a fulfilling life
    4. Understand that it’s a good thing
    5. Remember there’s an unlimited amount available to you

    There are those who say that money is not everything nor is it the only source of happiness. However, it is not possible to accomplish or own anything without currency.

    Money is used to accomplish a lot of things both good and bad; therefore it is upon you to decide what you intent to do with it once you have it.

    Most people limit themselves as far as how much capital they would like to have. It should not always be about how much you can make but rather how much you want. And there is no limit to what you can achieve as long as you know how to manifest money.

  • November 9, 2017 /  Trade & Franchise
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    Today’s world is very volatile and filled with trials and uncertainties. There are only so many ways of making money and many of these are fast getting saturated. Everywhere, people are looking for new and ingenious ways of earning money. People want to have their own business, but do not want to make a big investment. In such cases, it is good to look for a business idea which does not require too much initial investment. There are many websites which offer budget business Franchises for Sale. The ideas on these sites offer a wide range of businesses from pet grooming to babysitting to tutoring to caring for the elderly.

    Virtual Assistant

    In addition to traditional low cost business opportunities like babysitting, pet walking, or personal chef business, one of the leading new age businesses to think about is to be a Virtual Assistant. Many small business owners have too many tasks on their hand and wish to have someone to whom they can delegate. Virtual assistants can be of great help to them. They do everything that office assistants do, without even once meeting their bosses. They work on a contract basis from their household. In addition to basic administrative duties and keeping books, they also deliver specialized services like market research, technological troubleshooting.

    Business Consulting/Image consulting

    There are many low cost franchise opportunities like SEO solutions firms, or round the corner cafes available to people willing to put in the hard work and sincere efforts and of course part with some much short cash. But if parting with the initial capital is a problem, Business consulting or image consulting is another good opportunity for you. You could offer services like business plan writing, marketing, communications, help with legalities involved and so on. If you plan to offer image consulting services, you could advice on etiquette, fashion, dresses, accessories etc. This is one way of building a business around what interests you and what you are passionate about; all the time without too much of initial investment.

    Event planning

    Planning an event requires elaborate planning and organizing skills. Events/parties can be fulfilling and profitable if adequate hard work and efforts are involved. The overall success of an event planning business will be based on the experience that the planner brings to the clients. An event planner will have to have certain skills which are imperative to Low Cost business opportunities like this one. Good organization and time management, negotiation and budget management, creativity, public relations and marketing skills are a few of them.